Insurance
For The North

 At 705 Insurance, we understand that your motorcycle is more than just a means of transportation. It represents freedom, adventure, and a passion for the open road. However, riding a motorcycle also comes with certain risks. That's why it's crucial to have the right insurance coverage in place to protect yourself and your prized possessions.

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As a leading insurance broker in Ontario, 705 Insurance specializes in providing customized insurance solutions for motorcycle owners. With our extensive knowledge of the insurance industry and our commitment to customer satisfaction, we are here to help you find the ideal motorcycle insurance bundle that suits your needs and budget.

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Why Choose 705 Insurance. for Motorcycle Insurance Bundles in Ontario?

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• Customized Coverage Options: We understand that every motorcycle owner has unique requirements when it comes to insurance. That's why we offer customizable coverage options that can be tailored to your specific needs. Whether you're a seasoned rider or a new enthusiast, we have the right insurance bundle for you.

• Experienced Insurance Broker: Our dedicated insurance broker, has years of experience in the industry. He is well-versed in the intricacies of motorcycle insurance and can guide you through the process of selecting the appropriate coverage. 

• Protection for Your Ride: Our motorcycle insurance bundles provide coverage for a wide range of situations, including accidents, theft, vandalism, and damage caused by natural disasters. With our policies, you can have peace of mind knowing that your motorcycle is protected against unforeseen events.

• Competitive Rates: 705 Insurance, works with multiple insurance providers to offer you the most competitive rates in Ontario. Our aim is to provide you with the best value for your money, ensuring that you receive optimal coverage without breaking the bank.

• Exceptional Customer Service: We prioritize customer satisfaction and aim to provide exceptional service at every step of the insurance process. Our friendly and knowledgeable team is always available to answer your questions, address your concerns, and assist you in making informed decisions about your motorcycle insurance.

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Our Motorcycle Insurance Bundles in Ontario

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• Liability Coverage: This is the foundational coverage required by law in Ontario. It protects you if you cause injury or property damage to others while riding your motorcycle.

• Collision Coverage: This coverage helps pay for repairs or replacement if your motorcycle is damaged in a collision with another vehicle or object.

• Comprehensive Coverage: This coverage protects against non-collision-related incidents, such as theft, vandalism, fire, or damage caused by weather events.

• Uninsured/Underinsured Motorist Coverage: In the unfortunate event of an accident with an uninsured or underinsured motorist, this coverage helps protect you and your motorcycle.

• Medical Payments Coverage: This coverage assists with medical expenses resulting from injuries sustained in a motorcycle accident, regardless of fault.

• Roadside Assistance: Our motorcycle insurance bundles can include roadside assistance, providing you with peace of mind in case of breakdowns or emergencies while on the road.

• Additional Accessories Coverage: Protect your motorcycle accessories, such as helmets, riding gear, and aftermarket upgrades, with this optional coverage.

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Get a Quote Today

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Don't leave the safety of your motorcycle to chance. 705 Insurance is here to help you find the perfect motorcycle insurance bundle in Ontario. Contact our experienced brokers today to discuss your requirements, receive a customized quote, and take the first step toward securing your motorcycle's future.

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The Importance of Checking Motorcycle Insurance Costs

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Aspiring motorcycle riders in Ontario often face an unexpected challenge when it comes to purchasing their first bike: the cost of motorcycle insurance. Many new riders dive headfirst into buying their dream motorcycle without considering insurance costs, only to realize that the premiums are beyond their budget. At 705 Insurance, we advise all prospective riders to check with us first to receive expert advice and understand the insurance implications before making their first purchase.

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Understanding Ontario's Motorcycle Insurance Market

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It's important to recognize that the Ontario insurance market has specific preferences and concerns when it comes to insuring motorcycles, particularly for new riders. Insurance companies tend to be cautious about insuring sport or naked sports bikes due to the higher risk of accidents and increased likelihood of bodily injury. This cautious approach is reflected in the premiums they charge for these types of motorcycles.

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Our Recommendation for New Riders

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For new riders looking to minimize insurance costs and enjoy a smooth ownership experience, we recommend sticking to touring or cruiser bikes with engine capacities of less than 1000cc. These types of motorcycles are typically perceived as lower risk by insurance providers. Additionally, opting for a bike that is over 10 years old and reasonably priced can help avoid the need to pay for collision and comprehensive coverage during the initial years.

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By choosing a touring or cruiser bike with a clean record and gaining a couple of years of riding experience, you'll establish a positive insurance history. This will allow you to explore a wider range of motorcycles and have the freedom to shop for the bike of your dreams in the future.

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Benefits of Following Our Recommendation

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• Lower Insurance Premiums: By selecting a touring or cruiser bike under 1000cc, you can significantly reduce your insurance premiums. This enables you to allocate your budget towards other important aspects of motorcycle ownership.

• Increased Likelihood of Insurance Approval: Insurers are more likely to approve coverage for touring or cruiser bikes, providing you with the necessary protection for your first motorcycle.

• Avoidance of Expensive Collision and Comprehensive Coverage: Owning an older and less expensive bike allows you to avoid the added expense of collision and comprehensive coverage during the initial years of ownership. This can result in substantial savings.

• Building a Positive Insurance History: By maintaining a clean riding record and gaining experience on a lower-risk motorcycle, you establish a positive insurance history. This can lead to lower premiums and greater flexibility in the future.

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Consult InsureLine (Bethel) for Expert Advice

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At 705 Insurance, we understand the unique concerns and challenges faced by first-time motorcycle buyers in Ontario. Our experienced team is here to provide expert advice and guide you through the process of selecting the right motorcycle and insurance coverage. We will help you navigate the intricacies of the insurance market, ensuring you make an informed decision that aligns with your budget and future goals.

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705 Insurance and our dedicated broker are committed to providing comprehensive and customized motorcycle insurance bundles in Ontario. We understand the unique needs of motorcycle owners and offer a range of coverage options to ensure you have the protection you need on the road. Don't wait until it's too late. get in touch with us today and enjoy the freedom of riding with peace of mind.

 

 

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