Insurance
For The North

Specialized Construction Insurance Expertise:
Our brokers specialize in construction insurance and understand the unique risks that construction businesses face. From high-value equipment to complex liability situations, we ensure that your business is properly covered. Tom Putman will guide you through the insurance process, ensuring you have all the protection you need to minimize risk and avoid costly mistakes.

Comprehensive Coverage Options:
705 Insurance offers a broad range of construction insurance options to fit the specific needs of your business. We provide coverage for general liability, property damage, tools, equipment, and more. With our expertise, we can help you customize your policy to cover the risks that are most relevant to your work.

Property Insurance:
Construction projects involve substantial physical assets, including buildings, machinery, and materials. Property insurance protects your business against damage or loss due to events such as fires, theft, vandalism, or natural disasters. Whether you're building, renovating, or storing materials, property insurance ensures that your assets are safe.

General Liability Insurance:
General liability insurance covers your business in case of accidents or injuries that occur on-site. This is crucial in the construction industry, where accidents can result in significant damage to people or property. It helps cover medical costs, legal fees, and settlements that may arise from a third-party injury or damage.

Equipment Insurance:
Construction businesses often rely on costly machinery and tools. Equipment insurance provides protection for both owned and rented equipment against damage, theft, or breakdown. If your equipment is damaged or stolen, this coverage ensures that you can repair or replace it without disrupting your work.

Builder’s Risk Insurance:
Builder’s risk insurance is essential for protecting a construction project from damage while it is under construction. It covers the structure, materials, and equipment involved in a project and is especially important if you're building a new property or undertaking major renovations. This coverage protects against risks such as fire, vandalism, or weather-related damage.

Inland Marine Insurance:
Inland marine insurance provides coverage for equipment, tools, and materials while they are being transported to and from job sites. This is particularly important for businesses that move heavy equipment or materials between different locations, protecting against potential loss or damage during transit.

Contractor’s Tools and Equipment Insurance:
If you own or lease tools and small equipment, contractor’s tools and equipment insurance provides coverage against damage, loss, or theft. This is essential for construction companies that rely on specialized tools to complete their work on time and within budget.

Umbrella Insurance:
Umbrella insurance provides an additional layer of liability coverage beyond the limits of your general liability, commercial auto, or other liability policies. It helps protect your business from large, unforeseen claims or lawsuits, ensuring that you aren't financially burdened by high legal costs or settlements.

Pollution Liability Insurance:
Construction sites can generate environmental risks, such as hazardous materials or contamination. Pollution liability insurance covers costs associated with cleaning up pollution or environmental damage caused by construction activities. This includes covering the costs of remediation or any legal actions related to pollution on-site.

Errors & Omissions Insurance:
Errors & omissions (E&O) insurance protects your business from claims of negligence or inadequate work. If a client sues your company for an error in the construction process, this policy covers legal fees, settlements, and the costs associated with defending against such claims.

Commercial Auto Insurance:
For construction businesses that operate vehicles, commercial auto insurance provides coverage for accidents, damage, and liability involving company-owned or leased vehicles. This includes trucks, vans, or any other vehicles used to transport materials or employees to job sites.

Cyber Liability Insurance:
As construction businesses rely more on technology for project management, data storage, and communication, cyber liability insurance protects against data breaches, hacking, and other online threats. This coverage helps cover the costs of protecting your business from cyberattacks.

Employee Dishonesty Coverage:
Employee dishonesty coverage helps protect your business against theft or fraud committed by employees. This is important for businesses that handle valuable materials, equipment, or cash and need protection against internal theft or embezzlement.

Get a Quote Today

Don’t leave your construction business exposed to risks. 705 Insurance is here to provide you with tailored construction insurance coverage that protects your projects, equipment, and reputation. Contact our experienced brokers today for a personalized quote and ensure that your business is fully covered from unexpected challenges and losses. Trust 705 Insurance to safeguard your construction operations, so you can focus on building with confidence.