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Tenant / Renters

Tenant / Renters Insurance

Ontario, Canada

At 705 Insurance, we recognize the importance of protecting your personal belongings and liability as a renter in Ontario. As a tenant, whether you’re a student living away from home or renting an apartment, you deserve the peace of mind that comes with knowing your possessions are safeguarded against unexpected events. We offer comprehensive tenant insurance solutions that cover everything from your valuables to your personal liability, ensuring that you’re well-protected no matter where you live.


Our team of experienced brokers is here to make selecting tenant insurance simple and stress-free. We’ll work closely with you to understand your needs and find the perfect policy to fit your lifestyle and budget. With a range of flexible coverage options, you can confidently secure your rental lifestyle, knowing 705 Insurance is dedicated to helping you stay protected. Get in touch today to learn more about our tenant insurance and take the first step toward a worry-free rental experience.

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Gina S, ON

I have a great insurance agent! He’s been with me since I got my very first vehicle insurance. He’s professional, but also very friendly and enjoyable to talk to. Honest in giving you the best price, or telling you if they can’t top what you already have.

Ashley L, ON

I had a great experience with Stephanie. She made the process simple and she saved me a lot of money and time.

Cory W, ON

Recently had to make the change to a new insurance company. Tom Putman at 705 Insurance was able to get me an excellent price. Not one other broker was able to match. Honest and upfront. Highly recommend making the call.

Our Promise

1

Annual Requotes

We automatically flag any policy that increases by more than 5% and shop it with every major carrier to make sure you’re still getting the best value. No calls needed, no time wasted. You’ll get a clear breakdown of your renewal options without having to shop around or start over. We do the legwork, every year,

so you don’t have to.

2

Honesty Over Sales

We don’t believe in upselling just to hit targets. If a policy doesn’t make sense for you, we’ll say so—plain and simple. Our brokers are trained to protect your best interest, not pad commissions. We explain what you need, what you don’t, and why. No pressure, no scare tactics, and no surprises—just real advice based on facts, not sales goals.

3

Flexible Contact Options

Want a 7PM call after work? Prefer to text? Need a quick FaceTime to review your policy? No problem. We’re a new generation of brokers who work around your schedule, not ours. Whether it's email, video, phone, or chat, we use the technology that fits your life. You choose how we connect, and we'll it happen without delay or hassle.

Why Choose 705 Insurance for Tenant Insurance
Ontario, Canada

At 705 Insurance, we recognize that as a renter in Ontario, it's essential to protect your personal belongings and liability against unexpected events. Whether you're a student living away from home or renting an apartment, having tenant insurance provides valuable coverage that safeguards your possessions and provides peace of mind.

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  • Comprehensive Coverage for Personal Belongings: Our tenant insurance policies offer comprehensive coverage for your personal belongings, including furniture, electronics, clothing, and more. In the event of theft, fire, or other covered perils, you can receive compensation to replace or repair your damaged or stolen items.

  • Liability Protection: Tenant insurance not only covers your belongings but also provides liability protection. If someone is injured while visiting your rental property, tenant insurance can help cover medical expenses or legal costs associated with a liability claim against you.

  • Additional Living Expenses Coverage: In case your rental becomes uninhabitable due to a covered loss, tenant insurance can help cover additional living expenses. This coverage can include the cost of temporary accommodation, meals, and other necessary expenses while your rental is being repaired or replaced.

  • Coverage for Students Away from Home: As a student living away from home, it's crucial to have tenant insurance to protect your belongings and liability. Whether you're living in a dormitory or renting an off-campus apartment, tenant insurance provides the necessary coverage to safeguard your possessions and ensure financial protection in case of unforeseen events.

  • Expert Broker Assistance: Our experienced broker, Tom Putman, specializes in tenant insurance and understands the unique needs of renters in Ontario. Tom will guide you through the insurance process, ensuring you have a comprehensive understanding of your policy and the coverage it provides.

  • Customizable Coverage Options: We understand that each renter has unique needs and preferences. That's why we offer customizable coverage options to tailor your insurance policy to your specific requirements. Whether you need additional coverage for high-value items, increased liability limits, or specific endorsements, we can design a policy that suits your needs.

  • Competitive Rates: At 705 Insurance Inc., we work with multiple insurance providers to ensure you receive the most competitive rates for your tenant insurance. We understand the importance of value for your rental lifestyle, and our goal is to provide you with optimal coverage without compromising your budget.

Our Tenant Insurance Coverage Options in Ontario

  • Contents Coverage: This coverage protects your personal belongings, including furniture, appliances, electronics, and clothing, against perils such as theft, fire, water damage, and more. It provides compensation to repair or replace your damaged or stolen items.

  • Liability Coverage: Liability coverage protects you in case you cause injury to someone or damage their property while living in your rental property. It helps cover legal expenses and potential settlement costs.

  • Additional Living Expenses Coverage: If your rental becomes uninhabitable due to a covered loss, additional living expenses coverage helps cover the cost of temporary accommodation, meals, and other necessary expenses.

  • Student Coverage: As a student living away from home, tenant insurance provides coverage for your personal belongings and liability, ensuring you have financial protection while studying in Ontario.

  • Identity Theft Coverage: This optional coverage helps cover expenses related to identity theft, such as legal fees, credit monitoring services, and lost wages due to time spent resolving identity theft issues.

  • Customizable Coverage: We offer customizable coverage options to tailor your policy to your specific needs. Whether you require additional coverage for high-value items, increased liability limits, or specific endorsements, we can design a policy that meets your requirements.

Get a Quote Today

Don't wait for the unexpected to happen—secure your rental lifestyle with comprehensive tenant insurance from 705 Insurance Our experienced brokers are ready to assist you in finding the right coverage that protects your personal belongings and liability in Ontario. Contact us today for a personalized quote and gain the peace of mind you deserve as a renter.

Protect Your Rental Lifestyle with Tenant Insurance from 705 Insurance.

705 Insurance understands the importance of tenant insurance for renters in Ontario. Whether you're a student living away from home or renting an apartment, our comprehensive coverage options ensure that your personal belongings and liability are protected. With our expert brokers guiding you through the insurance process, you can customize your policy to meet your specific needs. Don't leave your rental lifestyle vulnerable to unforeseen events—contact us today for a personalized tenant insurance quote and experience the peace of mind that comes with being properly protected as a renter.

What we Insure

  • Auto Insurance

  • Snowmobile Insurance

  • RV / Motorhome Insurance

  • Boat / Watercraft Insurance

  • Jet Ski / Seadoo Insurance

  • Classic Car Insurance

  • High-Risk Auto Insurance

  • Antique Vehicle Insurance​

  • Motorcycle Insurance

  • ATV / Quad Insurance​

  • Side by Side Insurance

  • High risk driver Insurance

  • Home Insurance

  • Condo Insurance

  • Tenant / Renters Insurance

  • Cottage Insurance

  • Seasonal Property Insurance

  • Trailer Insurance (utility/camping)​

  • Vacant Land Insurance

  • Vacant Home Insurance

  • Home renovation Insurance

  • Rental Property Insurance

  • High-Value Home Insurance

  • Jewelry Insurance

  • Hobby / Farm Insurance

  • Identity Theft Insurance

  • Umbrella / Personal Liability Insurance

  • Rental Property Insurance

  • Landlord Insurance

  • Home-Based Business Insurance (Personal Use)

  • Content Insurance

  • Student Tenant Insurance

  • Student housing Insurance

  • Storage Unit Contents Insurance

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