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Hospitality & Food Industry Insurance

Food Industry Insurance
Ontario, Canada

Protect Your Restaurant, Bar, or Food Truck with Tailored Insurance

 

Focus on serving your customers while we shield your business from risk. Whether you run a cozy diner, a high-end restaurant, a lively nightclub, or a popular food truck, our comprehensive hospitality insurance has you covered. From kitchen fires to liquor liability, 705 Insurance helps keep your business safe so you can serve your guests worry-free.

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Running a hospitality business is rewarding but challenging. A single accident, lawsuit, or equipment breakdown could derail your hard-earned success. At 705 Insurance, we specialize in protecting restaurants, bars, nightclubs, and street food vendors across Ontario. Our team works closely with you to customize coverage that fits your unique risks – letting you pour your energy into memorable customer experiences, not worrying about “what-ifs.”

Diner

Restaurants - From Diners to Fine Dining, We've Got You Covered

 

Every restaurant faces daily risks, no matter the size. Hot kitchens, sharp knives, and bustling dining rooms mean accidents can happen. A grease fire, food poisoning claim, or slip-and-fall injury could cost you thousands. Our restaurant insurance solutions shield your livelihood so you can focus on delighting patrons. Coverage options include:

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  • Property Protection: Safeguards your building, kitchen equipment, and inventory against fires, theft, or kitchen mishaps.

  • Liability Coverage: Protects you if a customer is injured or falls ill from your food, covering legal costs and medical claims.

  • Food Spoilage Insurance: Reimburses you for lost ingredients and inventory if your fridge or freezer fails or a power outage spoils your stock.

  • Business Interruption: Replaces lost income if a covered disaster (like a fire) temporarily closes your restaurant, helping you pay staff and bills during downtime.

 

(Ready to protect your restaurant? Contact us today for a customized quote!)

Bar Stools

Bars & Nightclubs – Secure Coverage for Licensed Venues

 

Owning a bar or nightclub means dealing with high-energy crowds and alcohol – and that comes with unique risks. From a patron slipping on a spilled drink to an altercation on the dance floor, one incident can threaten your business. We offer tailored insurance for bars, pubs, and nightclubs that keeps the good times rolling while keeping you protected. Our coverage can include:

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  • Liquor Liability: Essential coverage in case an intoxicated patron causes harm or property damage – we’ve got your back if alcohol-related incidents lead to lawsuits.

  • General Liability: Shields you from everyday mishaps like slips, trips, or accidents during a busy night, covering legal fees and medical costs if someone gets hurt on your premises.

  • Property & Equipment: Protects your building, furnishings, sound systems, and other equipment from damage or theft – from a shattered mirror behind the bar to vandalism after hours.

  • Assault & Accident Coverage: Offers added protection for incidents like fights or security-related injuries, so one unruly night doesn’t turn into a financial nightmare for your business.

 

(Keep the music playing with confidence – get a quote for your bar/nightclub insurance now.)

Food Truck Payment

Street Vendors – Insurance for Food Trucks, Kiosks & Festival Stands

 

Food trucks and street food vendors might be mobile and small, but they face big risks on the go. A truck accident, a sudden storm at a festival, or a customer illness from your food could put your entire operation at risk. Our street vendor insurance is designed for the fast-paced world of food carts, market stalls, and mobile eateries. We help you stay protected wherever you set up shop with coverages like:

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  • General Liability: Crucial coverage in case a customer gets sick or injured due to your business – from a hot oil burn at your food truck to an allergic reaction claim, your legal liabilities are covered.

  • Commercial Auto Insurance: If you operate a food truck or trailer, we’ll cover your vehicle against accidents, collisions, and on-road liabilities, keeping your mobile kitchen running.

  • Equipment & Stock Coverage: Protects your cooking gear, generators, signage, and inventory from damage or theft – so a broken grill or stolen supplies won’t halt your service.

  • Food Spoilage & Loss: Helps reimburse you for spoiled stock or ingredients if your refrigeration fails or an unexpected event forces you to toss out prepared food.

 

(Wherever your food business goes, make sure it’s insured every mile of the way.)

Here Is Our Promise To Every Customer:

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Annual Requotes

We automatically flag any policy that increases by more than 5% and shop it with every major carrier to make sure you’re still getting the best value. No calls needed, no time wasted. You’ll get a clear breakdown of your renewal options without having to shop around or start over. We do the legwork, every year,

so you don’t have to.

2

Honesty Over Sales

We don’t believe in upselling just to hit targets. If a policy doesn’t make sense for you, we’ll say so—plain and simple. Our brokers are trained to protect your best interest, not pad commissions. We explain what you need, what you don’t, and why. No pressure, no scare tactics, and no surprises—just real advice based on facts, not sales goals.

3

Flexible Contact Options

Want a 7PM call after work? Prefer to text? Need a quick FaceTime to review your policy? No problem. We’re a new generation of brokers who work around your schedule, not ours. Whether it's email, video, phone, or chat, we use the technology that fits your life. You choose how we connect, and we'll it happen without delay or hassle.

Why Choose 705 Insurance for
Your Hospitality Business
Ontario, Canada

Don’t let an unforeseen incident jeopardize your restaurant’s reputation or your bar’s bottom line. Protect your passion with 705 Insurance’s comprehensive hospitality coverage. Our experienced brokers will tailor a policy that safeguards your property, people, and profits – giving you peace of mind to do what you do best: serve great experiences.

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Don’t let an unforeseen incident jeopardize your restaurant’s reputation or your bar’s bottom line. Protect your passion with 705 Insurance’s comprehensive hospitality coverage. Our experienced brokers will tailor a policy that safeguards your property, people, and profits – giving you peace of mind to do what you do best: serve great experiences.

What We Insure for Landlords

  • Fine Dining restaurant Insurance

  • Hotel Insurance

  • Resort Insurance

  • Night Club Insurance

  • Bars & Tavern Insurance

  • Liquor License Insurance

  • Breweries Insurance

  • Wine bar Insurance

  • Fast Food Restaurant Insurance

  • Cafe & Coffee Shop Insurance

  • Pizzerias Insurance

  • Ice Cream Parlor Insurance

  • Cafeteria Renovation 

  • Buffet Insurance

  • Ghost Kitchen Insurance

  • Juice Bar Insurance

  • Food Truck Insurance

  • Icecream Truck Insurance

  • Hotdog carts Insurance

  • Event Insurance

  • Caterer Insurance

  • Delicatessens & Sandwich Shops Insurance

  • ​Bakeries and Pastry Shops Insurance

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