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Log Homes
By 705 Insurance

Wooden cabin
Protect Your Log Home, Built by Hand, Insured by Experts

Owning a log home isn’t like owning a regular house, and it shouldn’t be insured like one. At 705 Insurance, we specialize in protecting the craftsmanship, materials, and rural settings that make log homes unique. Whether you built it yourself or bought your dream retreat, our policies are tailored to the distinct risks of log construction.

Why Log Homes Need Specialized Coverage

Standard home insurance doesn’t cut it for log homes. Many carriers underestimate replacement costs, fire exposure, and maintenance differences. We understand, and we ensure your coverage does too.

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Our coverage options include:

  • Guaranteed or Extended Replacement Cost

  • Wood-Burning Stove and Chimney Protection

  • Seasonal or Secondary Home Coverage

  • Outbuilding and Workshop Protection

  • Water and Sewer Backup Options

  • Liability Coverage for Rural Properties

  • Wildfire Risk and Preventive Discounts

Wooden Interior
We Understand the Build

Log homes are often hand-crafted, custom-built, and set on acreage. That’s why we work with insurers who appreciate your property’s value, not penalize it. We review your foundation, heating type, and maintenance history to ensure accurate underwriting and fair pricing.

Who We Cover

  • Handcrafted or Milled Log Homes

  • Hybrid Log and Timber Frame Homes

  • Seasonal Cabins and Vacation Properties

  • Off-Grid or Rural Residences

Get a Free Quote in Minutes

We’ll compare multiple Canadian insurers that specialize in log homes to find the best rate and protection.

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