Insurance
For The North

Specialized Healthcare Insurance Expertise:
At 705 Insurance, we recognize the unique challenges and risks faced by healthcare businesses. Our experienced brokers specialize in healthcare insurance and understand the specific coverage needs for doctors, nurses, medical staff, and administrators. Tom Putman will guide you through the insurance process, ensuring you are well-informed about the policy and how it applies to your healthcare facility.

Comprehensive Coverage Options:
Our healthcare insurance policies provide a wide range of coverage options designed to protect your business from the potential risks associated with providing medical care. Whether you operate a small medical practice or a large hospital, we tailor insurance coverage to your needs.

Medical Professional Liability Insurance (Malpractice Insurance):
Medical malpractice insurance is essential for healthcare providers to protect against claims of negligence, errors, or omissions in the delivery of care. This coverage ensures that your business is protected from the financial burden of lawsuits, including legal fees and any settlements or judgments.

Property Insurance:
Healthcare businesses often operate in specialized facilities with valuable equipment and technology. Property insurance covers the physical assets of your business, including buildings, medical equipment, and office furniture, protecting against risks like fire, theft, or natural disasters. This coverage helps you get back to business quickly if something unexpected happens.

General Liability Insurance:
General liability insurance protects your healthcare business from third-party claims for bodily injury, property damage, or personal injury that may occur on your premises. This coverage helps to cover legal costs and potential settlements in the event of accidents involving visitors, patients, or contractors on your property.

Cyber Liability Insurance:
In the healthcare industry, patient data and sensitive medical information must be protected from cyber threats. Cyber liability insurance safeguards your practice in case of data breaches, hacking, or other digital security incidents. This coverage helps cover the costs of data recovery, legal fees, and fines associated with non-compliance with privacy regulations.

Business Interruption Insurance:
Healthcare providers depend on constant operation to serve their patients. Business interruption insurance covers the loss of income if your healthcare facility is forced to close temporarily due to a covered event, such as a fire or flood. This coverage helps replace lost income and ensures that your business can stay afloat while recovering.

Medical Equipment Insurance:
Medical equipment is a key part of healthcare delivery, and repairing or replacing expensive equipment can be costly. Medical equipment insurance provides coverage for damage or loss to equipment used in patient care. Whether it’s diagnostic machines, monitors, or other specialized tools, this coverage helps ensure your practice continues operating smoothly.

Employee Benefits Insurance:
Healthcare facilities often offer benefits to their employees, including health insurance, dental care, and retirement plans. Employee benefits insurance ensures that these employee benefits are adequately covered, providing peace of mind to both employers and staff.

Accident & Injury Insurance:
In healthcare environments, accidents can happen. Whether it's a patient injury or an accident on your premises, accident and injury insurance helps cover medical expenses and legal claims. This coverage is essential for protecting your healthcare business from the financial impact of such incidents.

Clinical Trials Insurance:
If your healthcare business conducts clinical trials or research, clinical trials insurance is important for covering the risks associated with testing new treatments or medications. This coverage helps protect against claims related to participant injury, errors in study protocols, or other issues related to clinical research.

Product Liability Insurance:
If your healthcare business sells or distributes medical devices, equipment, or pharmaceuticals, product liability insurance is necessary to cover potential claims arising from faulty or defective products. This ensures that your business is protected in case of a product malfunction or failure.

Umbrella Insurance:
Umbrella insurance provides additional liability coverage over and above the limits of your other insurance policies. This is crucial for healthcare businesses that may face large liability claims, as it ensures you are fully protected in the event of a catastrophic lawsuit.

Health & Safety Training Coverage:
Healthcare facilities are required to maintain high safety standards to protect staff and patients. Health and safety training coverage provides financial assistance for costs associated with training your staff in safety protocols, emergency response, and other essential procedures that reduce the risk of incidents.

Directors and Officers (D&O) Insurance:
Directors and officers insurance protects the leaders of your healthcare business from personal liability in the event of decisions that harm the company or violate regulations. This coverage is crucial for protecting your executive team from lawsuits and financial loss.

Competitive Rates:
At 705 Insurance, we work with trusted insurance providers to ensure your healthcare business receives the most competitive rates for its insurance coverage. We understand the importance of value and work hard to offer comprehensive policies that fit within your budget.

Get a Quote Today

Contact 705 Insurance today for a personalized quote for your healthcare business. Let us help you secure the right coverage to protect your practice, patients, and staff, ensuring the continuity of care and service.

Protect Your Healthcare Business with 705 Insurance
705 Insurance understands the unique risks that healthcare businesses face. We provide specialized insurance coverage to protect your practice, facility, staff, and patients. Whether you're running a medical clinic, dental office, or long-term care facility, our team is here to help you navigate the complexities of healthcare insurance. Contact us today for a personalized quote to ensure your healthcare business is fully covered.