Insurance
For The North

Specialized Commercial Auto Insurance Expertise:
At 705 Insurance, we specialize in commercial auto insurance, understanding the complexities and risks involved in operating a fleet of vehicles. Our brokers are committed to helping you get the right coverage for your vehicles and drivers, whether you have one vehicle or an entire fleet. Tom Putman and our team will guide you through the process, ensuring you have a clear understanding of your policy and how it protects your business.

Comprehensive Coverage Options:
705 Insurance offers a wide variety of commercial auto insurance options to suit your business’s needs. We provide policies that can cover vehicles, drivers, and cargo, ensuring that your assets are protected no matter the situation.

Liability Coverage:
Liability coverage is a critical component of any commercial auto policy. It protects your business in case of an accident where your vehicle causes damage to another person’s property or results in bodily injury. This coverage helps pay for legal fees, medical bills, and other costs associated with claims made against your business.

Physical Damage Coverage:
Physical damage coverage helps pay for repairs or replacement of your vehicles in the event of an accident, collision, theft, vandalism, or natural disaster. Whether it’s damage to your truck from a fender-bender or replacing a stolen van, this coverage ensures you’re not financially burdened by unexpected events.

Collision Coverage:
Collision coverage is essential for businesses that use vehicles for daily operations. It helps cover the cost of repairs or replacement if your vehicle is damaged in an accident with another vehicle or object. This protection ensures that your business doesn’t face significant financial loss after an accident.

Comprehensive Coverage:
Comprehensive coverage protects your vehicles against a range of risks that aren’t caused by collisions. This includes protection against theft, vandalism, fire, natural disasters, and falling objects. It provides a safety net for unexpected events that could damage your vehicles.

Uninsured/Underinsured Motorist Coverage:
This coverage protects your business if one of your vehicles is involved in an accident with a driver who doesn’t have enough insurance to cover the damage or is completely uninsured. It helps ensure that your business isn’t financially impacted by others who don’t carry adequate coverage.

Medical Payments Coverage:
Medical payments coverage assists with medical costs if you or your employees are injured in an accident, regardless of who is at fault. This coverage helps pay for doctor visits, hospital stays, and other medical expenses for drivers and passengers.

Cargo Insurance:
If your business involves transporting goods, cargo insurance is essential. It protects your cargo from damage or loss while in transit, whether by road or rail. This is particularly important for industries that rely on the safe transport of products, such as delivery services, moving companies, and freight haulers.

Roadside Assistance Coverage:
Roadside assistance provides a safety net when one of your business vehicles breaks down on the road. This coverage can include services like towing, fuel delivery, tire changes, and jump-starting dead batteries. It ensures your vehicles are back on the road quickly, minimizing disruptions to your business operations.

Fleet Insurance Coverage:
For businesses that own a fleet of vehicles, fleet insurance provides coverage for all vehicles under one policy, rather than individual coverage for each vehicle. This helps streamline the insurance process, providing cost savings and simplifying management.

Rental Reimbursement Coverage:
If one of your business vehicles is in the shop for repairs, rental reimbursement coverage helps cover the cost of renting a replacement vehicle. This ensures that your business can continue operating without interruption while your vehicle is being repaired.

Comprehensive Driver Coverage:
This coverage protects your business in case an employee is involved in an accident while driving a company vehicle. It covers the medical expenses, legal costs, and damage claims for both the driver and any third parties involved in the accident.

Customizable Coverage Options:
We understand that each business has unique insurance needs, which is why we offer customizable commercial auto insurance policies. Whether you need to add coverage for specialized vehicles, drivers, or high-value cargo, we can tailor a policy to meet your specific requirements.

Get a Quote Today

Protect your business with comprehensive commercial auto insurance from 705 Insurance. We understand the risks that come with operating a fleet of vehicles and are here to help you find the right coverage to keep your business moving. Contact our experienced brokers today for a personalized quote, and ensure that your vehicles, drivers, and assets are fully protected. Trust 705 Insurance to provide you with the peace of mind you need to focus on what matters—growing your business.