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ATV, Off Road Bike

ATV Insurance

Ontario, Canada

At 705 Insurance, we understand the thrill, excitement, and sense of freedom that come with owning an all-terrain vehicle (ATV) in Ontario. Exploring new trails or tackling off-road adventures on your ATV is exhilarating, but it also comes with responsibilities—most importantly, ensuring your vehicle is fully protected. That’s why we offer specialized, comprehensive insurance solutions tailored specifically to ATV enthusiasts. Whether your vehicle of choice is a 4-wheeler, side-by-side, quad, UTV, dirt bike, or another type of off-road machine, we have coverage options to suit your needs and provide peace of mind.


Our team of knowledgeable brokers brings extensive experience in ATV insurance and is committed to guiding you through each step to secure the best coverage. We recognize that each rider's needs are unique, and we are dedicated to offering a range of insurance options designed to safeguard your investment and provide essential financial protection. When you choose 705 Insurance, you’re not just getting coverage—you’re gaining a trusted partner in ensuring your adventures are safe, secure, and worry-free. Ride with confidence, knowing your ATV is backed by the right protection, so you can focus on the journey ahead.

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Gina S, ON

I have a great insurance agent! He’s been with me since I got my very first vehicle insurance. He’s professional, but also very friendly and enjoyable to talk to. Honest in giving you the best price, or telling you if they can’t top what you already have.

Ashley L, ON

I had a great experience with Stephanie. She made the process simple and she saved me a lot of money and time.

Cory W, ON

Recently had to make the change to a new insurance company. Tom Putman at 705 Insurance was able to get me an excellent price. Not one other broker was able to match. Honest and upfront. Highly recommend making the call.

Our Promise

1

Annual Requotes

We automatically flag any policy that increases by more than 5% and shop it with every major carrier to make sure you’re still getting the best value. No calls needed, no time wasted. You’ll get a clear breakdown of your renewal options without having to shop around or start over. We do the legwork, every year,

so you don’t have to.

2

Honesty Over Sales

We don’t believe in upselling just to hit targets. If a policy doesn’t make sense for you, we’ll say so—plain and simple. Our brokers are trained to protect your best interest, not pad commissions. We explain what you need, what you don’t, and why. No pressure, no scare tactics, and no surprises—just real advice based on facts, not sales goals.

3

Flexible Contact Options

Want a 7PM call after work? Prefer to text? Need a quick FaceTime to review your policy? No problem. We’re a new generation of brokers who work around your schedule, not ours. Whether it's email, video, phone, or chat, we use the technology that fits your life. You choose how we connect, and we'll it happen without delay or hassle.

Why Choose 705 Insurance for ATV Insurance
Ontario, Canada

At 705 Insurance, we understand the exhilaration and freedom that comes with owning and riding an all-terrain vehicle (ATV) in Ontario. Whether you enjoy the rugged terrain on a 4-wheeler, traverse challenging trails on a side-by-side, explore the great outdoors on a quad, navigate off-road adventures on a UTV, or embrace the thrill of dirt biking, we recognize the unique needs of ATV enthusiasts. That's why we offer comprehensive ATV insurance options to protect your investment and ensure your peace of mind on every ride.


Why Choose 705 Insurance for ATV Insurance in Ontario?


  • Specialized ATV Insurance Expertise: Our experienced brokers, specialize in ATV insurance and understand the unique requirements and risks associated with different types of ATVs. Tom will guide you through the insurance process, ensuring you have a comprehensive understanding of your policy and the coverage it provides.

  • Comprehensive Coverage Options: 705 Insurance

  • provides a wide range of coverage options for various types of ATVs, including 4-wheelers, side-by-sides, quads, UTVs, dirt bikes, and more. Our insurance policies are tailored to meet the specific needs of each ATV category, ensuring you have the right coverage in place.

  • Physical Damage Coverage: Our ATV insurance policies provide coverage for physical damage caused by accidents, collisions, theft, vandalism, fire, and other covered perils. This coverage helps repair or replace your ATV in case of damage or loss.

  • Liability Coverage: Liability coverage is essential to protect you in case you cause injury to others or damage their property while operating your ATV. It helps cover legal expenses and potential settlement costs.

  • Medical Payments Coverage: In the event of an accident, medical payment coverage assists with medical expenses for you and your passengers, regardless of fault.

  • Customizable Coverage Options: We recognize that each ATV owner has unique needs and preferences. That's why we offer customizable coverage options to tailor your insurance policy to your specific requirements. Whether you need additional coverage for aftermarket modifications, accessories, or increased liability limits, we can design a policy that suits your needs.

  • Competitive Rates: At 705 Insurance, we work with multiple insurance providers to ensure you receive the most competitive rates for your ATV insurance. We understand the importance of value for your investment, and our goal is to provide you with optimal coverage without compromising your budget.


Our ATV Insurance Coverage Options in Ontario


  1. Comprehensive Coverage: Comprehensive coverage protects your ATV against a wide range of risks, including theft, vandalism, fire, falling objects, and natural disasters.

  2. Collision Coverage: Collision coverage helps cover the cost of repairing or replacing your ATV if it is damaged in a collision with another vehicle or object.

  3. Uninsured/Underinsured ATV Coverage: This coverage safeguards you against damages caused by uninsured or underinsured ATV operators who are unable to compensate for injuries or property damage.

  4. Accessory Coverage: If you have added aftermarket modifications, accessories, or equipment to your ATV, accessory coverage provides protection for these additional investments.

  5. Trail Riding Coverage: If you enjoy off-road trail riding, this coverage is designed to protect you while riding on designated trails and covers damage to your ATV and liability.

  6. Emergency Assistance Coverage: This optional coverage provides financial assistance for towing, fuel delivery, or emergency repairs if your ATV becomes disabled during your ride.


Get a Quote Today


Don't let the uncertainties of ATV ownership hold you back from enjoying thrilling adventures in Ontario. 705 Insurance and our dedicated broker, Tom Putman, are here to provide you with the perfect ATV insurance coverage. Contact us today for a personalized quote and let us help you ride with confidence, knowing that your ATV is protected.


Protect Your ATV Adventures with 705 Insurance


705 Insurance understands the passion and excitement that comes with owning and riding an all-terrain vehicle (ATV) in Ontario. We are committed to providing comprehensive insurance solutions that protect your investment and give you peace of mind on every adventure. With our range of coverage options for 4-wheelers, side-by-sides, quads, UTVs, dirt bikes, and other ATVs, we ensure that you have the right insurance policy tailored to your specific needs. Don't wait until it's too late—contact our experienced brokers today for a personalized ATV insurance quote. Trust us to safeguard your ATV, so you can focus on embracing the thrill and freedom of off-road riding in Ontario.

What we Insure

  • Auto Insurance

  • Snowmobile Insurance

  • RV / Motorhome Insurance

  • Boat / Watercraft Insurance

  • Jet Ski / Seadoo Insurance

  • Classic Car Insurance

  • High-Risk Auto Insurance

  • Antique Vehicle Insurance​

  • Motorcycle Insurance

  • ATV / Quad Insurance​

  • Side by Side Insurance

  • High risk driver Insurance

  • Home Insurance

  • Condo Insurance

  • Tenant / Renters Insurance

  • Cottage Insurance

  • Seasonal Property Insurance

  • Trailer Insurance (utility/camping)​

  • Vacant Land Insurance

  • Vacant Home Insurance

  • Home renovation Insurance

  • Rental Property Insurance

  • High-Value Home Insurance

  • Jewelry Insurance

  • Hobby / Farm Insurance

  • Identity Theft Insurance

  • Umbrella / Personal Liability Insurance

  • Rental Property Insurance

  • Landlord Insurance

  • Home-Based Business Insurance (Personal Use)

  • Content Insurance

  • Student Tenant Insurance

  • Student housing Insurance

  • Storage Unit Contents Insurance

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