Insurance
For The North

Specialized Nonprofit Insurance Expertise:
At 705 Insurance, we recognize that nonprofit organizations have distinct insurance needs compared to for-profit businesses. Our brokers specialize in nonprofit insurance and are committed to providing the right coverage tailored to your organization’s size, activities, and mission. We’ll help guide you through the process to ensure your organization is protected from risks specific to the nonprofit sector, allowing you to focus on your cause without worrying about your insurance needs.

Comprehensive Coverage Options:
We offer a wide range of coverage options to safeguard nonprofit organizations from various risks. Our insurance policies are designed to protect your assets, staff, volunteers, and mission-critical activities. Whether you’re managing a food bank, organizing community events, or offering educational services, 705 Insurance has the right solutions for you.

General Liability Insurance:
General liability insurance is essential for nonprofit organizations to protect against claims of bodily injury, property damage, or personal injury that may occur during your events or operations. This coverage is vital for protecting your organization from lawsuits and claims that could potentially damage your reputation or finances.

Property Insurance:
Property insurance protects the physical assets of your nonprofit, including buildings, equipment, and inventory, from risks such as fire, theft, vandalism, or natural disasters. If your organization owns property or has valuable equipment, this coverage ensures that your physical assets are safeguarded, minimizing the financial impact of unexpected events.

Professional Liability (Errors & Omissions) Insurance:
If your nonprofit offers professional services or advice, professional liability insurance (also known as errors & omissions insurance) helps protect you from claims of negligence, mistakes, or failure to perform your services properly. This coverage is especially important for nonprofits offering counseling, education, or health services.

Volunteer Injury Insurance:
Nonprofit organizations often rely on volunteers to carry out their mission. Volunteer injury insurance protects your volunteers in case they are injured while working on your behalf. This coverage ensures that your volunteers are compensated for medical expenses and lost wages, which helps prevent costly legal claims.

Directors and Officers (D&O) Insurance:
Directors and officers insurance is designed to protect the leadership of your nonprofit organization from personal liability in the event of lawsuits related to their decisions or management of the organization. This coverage is important for defending the organization’s board members and executive staff from claims of mismanagement or errors in decision-making.

Event Insurance:
Many nonprofits host events, fundraisers, or activities to support their mission. Event insurance provides coverage for unexpected issues that may arise during these events, including cancellation, accidents, or third-party liability. This coverage ensures that your nonprofit is protected in case of unforeseen circumstances that could disrupt your event.

Cyber Liability Insurance:
As nonprofits increasingly rely on digital tools and online communication, cyber liability insurance protects against data breaches and cyberattacks. If your nonprofit handles sensitive donor information or operates online, cyber liability insurance helps cover the costs of data recovery, notification to affected parties, and legal defense in the event of a breach.

Commercial Auto Insurance:
If your nonprofit organization owns or operates vehicles for business purposes, commercial auto insurance is necessary to cover potential accidents, injuries, or property damage involving your vehicles. This coverage is essential for nonprofits that use vehicles for transportation, outreach programs, or event logistics.

Employment Practices Liability Insurance (EPLI):
Employment practices liability insurance protects your nonprofit organization from claims related to workplace issues, such as wrongful termination, harassment, or discrimination. Even though nonprofits may have fewer employees, EPLI is crucial for defending against legal actions brought by staff or volunteers.

Crime Insurance:
Crime insurance protects your nonprofit organization from losses due to fraud, theft, or embezzlement. If you handle donations or financial transactions, this coverage ensures you are financially protected if there is an internal theft or external fraud impacting your finances.

Business Interruption Insurance:
In the event of a disaster or major incident that temporarily halts your operations, business interruption insurance helps your nonprofit recover lost income. This coverage ensures that your organization remains financially viable during periods of downtime, allowing you to continue providing services to those who depend on you.

Customizable Coverage Options:
Every nonprofit organization has unique risks and needs, and at 705 Insurance, we understand that. That’s why we offer customizable insurance policies that allow you to select the coverage that best fits your nonprofit’s operations. From specialized event coverage to cyber liability, we ensure that your policy is tailored to the unique nature of your nonprofit.

Competitive Rates:
At 705 Insurance, we strive to provide the most affordable rates for nonprofit organizations. Our team works with a variety of insurers to find the best policy for your nonprofit’s specific needs, helping you get the protection you need without breaking your budget.

Get a Quote Today

Protect your nonprofit organization with the right insurance coverage from 705 Insurance. Whether you need general liability, property insurance, or coverage for volunteers and directors, we have tailored solutions to meet your needs. Contact Tom Putman today to get a personalized quote and ensure your nonprofit organization is properly protected.

Protect Your Nonprofit Organization with 705 Insurance
705 Insurance is committed to providing nonprofit organizations with the coverage they need to safeguard their assets, volunteers, and operations. With our broad range of insurance options and customizable coverage plans, we help nonprofits in Ontario stay focused on their mission while ensuring that they are protected from potential risks. Get in touch today to learn more and receive a tailored insurance quote for your nonprofit organization.