Insurance
For The North

Specialized Entertainment & Events Insurance Expertise:
At 705 Insurance, we specialize in providing tailored insurance coverage for the entertainment industry. Our experienced brokers are familiar with the specific challenges faced by event organizers, performers, and entertainment businesses. Whether you're managing a concert, corporate event, or film production, we will help you navigate the complexities of event insurance to ensure your coverage is comprehensive and customized to fit your needs.

Comprehensive Coverage Options:
We offer a wide range of insurance options designed to protect your entertainment and event-related activities from a variety of risks. Our policies are flexible, so whether you’re hosting a small gathering or managing a large festival, we have the right coverage to keep your event running smoothly.

General Liability Insurance:
General liability insurance is essential for all types of events, as it protects you from claims related to property damage or bodily injury that may occur during your event. This coverage ensures that if accidents or incidents occur, you are covered for legal expenses and potential settlements. It is especially important for public events, where the risk of accidents is higher.

Event Cancellation Insurance:
Event cancellation insurance provides coverage if your event is canceled, postponed, or rescheduled due to unforeseen circumstances such as natural disasters, illness, or venue issues. This coverage protects your investment by helping you recover lost expenses, including venue fees, vendor costs, and other non-refundable event-related expenses.

Property Insurance:
Event and entertainment businesses often rely on expensive equipment, such as sound systems, lighting, and staging. Property insurance covers damage or theft of your equipment and assets, ensuring that you can replace or repair critical tools for your event without incurring significant costs.

Workers’ Compensation Insurance:
While this coverage is excluded as per your request, for completeness, workers’ compensation is typically important for any event organizer employing staff, performers, or crew. It covers medical expenses and lost wages in case of an accident or injury on the job.

Equipment Insurance:
Entertainment and event companies often own or rent specialized equipment. This coverage protects your gear from damages caused by theft, fire, or other accidents. If you rely on expensive AV equipment, lighting rigs, or stage setups, equipment insurance is vital to avoid financial setbacks.

Cyber Liability Insurance:
With the growing reliance on digital platforms for ticket sales, event promotions, and communication, cyber liability insurance provides protection against data breaches, hacking, and cyber-attacks. This coverage helps mitigate the costs of restoring compromised data and notifying affected individuals.

Liability Coverage for Performers and Vendors:
If you hire vendors, performers, or subcontractors for your event, it’s crucial to ensure that they have the appropriate insurance coverage. In cases where vendors or performers are unable to meet their obligations or cause damage, liability coverage ensures that your event remains protected from third-party claims.

Third-Party Property Damage Insurance:
During large events, there is a risk of causing damage to rented or public property. Third-party property damage insurance covers the cost of repairs or replacement of any property damaged during the event, preventing you from having to pay out of pocket for expensive damages.

Personal Accident Insurance for Participants:
This coverage is essential if your event involves participants or competitors, such as in sports or contests. It covers medical expenses and compensation for participants who may suffer from accidents or injuries while participating in your event.

Loss of Income Insurance:
If your event is delayed or canceled, loss of income insurance helps compensate for the lost revenue. This coverage is especially important for events where a significant portion of revenue comes from ticket sales, merchandise, or sponsorships.

Venue Liability Insurance:
If you're hosting an event at a rented venue, venue liability insurance ensures that you are covered in case of accidents, injuries, or property damage that occur on the premises. This is typically required by venue owners to ensure they aren’t held liable for incidents during your event.

Terrorism Insurance:
Terrorism insurance protects against losses resulting from terrorist acts that could impact your event. Although rare, having this coverage ensures that your event is safeguarded against large-scale risks, such as explosions, shootings, or acts of mass violence.

Transportation Insurance:
If your event requires transportation of people or equipment, transportation insurance covers the risks associated with the movement of goods or participants. Whether it's moving stage equipment, performers, or materials, this coverage ensures that everything is protected while in transit.

Customizable Coverage Options:
Every event is unique, and we understand that. At 705 Insurance, we offer flexible, customizable coverage options, so you can tailor your policy to the specific needs of your event or entertainment business. Whether you need additional coverage for specific types of events or extra protection for high-risk activities, we work with you to design a policy that fits.

Competitive Rates:
At 705 Insurance, we work with multiple insurers to ensure you get the most competitive rates for your event and entertainment insurance needs. Our goal is to offer you optimal coverage without exceeding your budget, so you can focus on making your event a success.

Get a Quote Today

Don’t let risks derail your event plans. Contact 705 Insurance today for a personalized quote and ensure your entertainment or event business is properly protected. Our experienced brokers are here to guide you through the process and help you secure the right insurance coverage for every aspect of your event.

Protect Your Events and Entertainment Business with 705 Insurance
705 Insurance is committed to providing event organizers and entertainment professionals with the coverage they need to protect their investments, participants, and attendees. From liability and property damage to event cancellation and vendor coverage, we have the tailored solutions to keep your events safe and successful. Reach out today to learn more and get a quote that fits your needs.