Insurance
For The North

Specialized Media & Communications Insurance Expertise:
At 705 Insurance, we specialize in offering media and communications insurance tailored to the unique risks faced by businesses in this sector. Our experienced brokers understand the nuances of intellectual property, media production, and digital content creation. Whether you are a broadcaster, content creator, or media agency, we will help you navigate the complex world of media insurance and ensure you have the right coverage to protect your business and assets.

Comprehensive Coverage Options:
We offer a wide range of coverage options designed to address the specific risks media and communications businesses face. From content liability and intellectual property issues to equipment damage and business interruptions, we tailor our insurance solutions to suit the needs of your business, ensuring you're adequately protected from the unexpected.

Content Liability Insurance:
Content liability insurance is crucial for media companies, content creators, and publishers. It provides coverage against lawsuits or claims arising from the content you create, such as defamation, infringement of intellectual property, or invasion of privacy. This coverage helps you manage legal fees, settlements, and judgments related to content disputes.

Professional Liability Insurance:
Professional liability insurance (also known as errors and omissions insurance) is essential for media and communications businesses. It protects you if a client claims you made a mistake or missed a deadline in your professional services. This coverage is especially important for media agencies, consultants, and digital marketers who provide specialized services that could result in costly errors or omissions.

Equipment Insurance:
Media production often requires expensive equipment, including cameras, microphones, editing software, and lighting. Equipment insurance covers damage or theft of your gear, ensuring you can repair or replace equipment without significant out-of-pocket costs. Whether you're producing a film, a commercial, or running a radio station, this coverage ensures you’re prepared for unexpected losses.

Cyber Liability Insurance:
With increasing reliance on digital platforms and content, cyber liability insurance is crucial for media businesses. It protects you against data breaches, hacking, and cyber-attacks that could compromise your content or customer information. This coverage helps with the costs of managing and recovering from a cyber incident, including legal fees and notification costs.

Media Errors & Omissions Insurance:
This coverage protects you from lawsuits claiming you have infringed on a third party's intellectual property or have made an error in the content or media you produce. Whether you're producing TV shows, advertising materials, or digital content, media errors & omissions insurance ensures you're covered against claims of negligence or infringement.

Business Interruption Insurance:
In the event that your media company faces an unexpected event, such as equipment failure, natural disaster, or a major operational disruption, business interruption insurance helps you recover lost revenue and cover the ongoing operational costs while your business gets back on its feet. This coverage is vital for businesses whose operations depend on continuous production and content delivery.

Commercial Property Insurance:
Whether you're working from an office, studio, or production facility, commercial property insurance provides protection for your physical assets. This includes coverage for damages to your building, furniture, equipment, or inventory caused by fire, theft, vandalism, or natural disasters. Protect your business property from unexpected damages that can affect your day-to-day operations.

General Liability Insurance:
General liability insurance protects your business against third-party claims for bodily injury, property damage, or personal injury caused by your operations. If someone gets hurt on your premises or your production causes property damage, general liability insurance ensures that you're covered for legal fees and compensation claims.

Intellectual Property Insurance:
For media and communications businesses, intellectual property (IP) is often a key asset. Intellectual property insurance protects your creative work, including patents, trademarks, copyrights, and trade secrets, against infringement or theft. This insurance ensures that your intellectual property rights are upheld and that you're covered in case of disputes.

Product Liability Insurance:
If your media business involves selling products such as equipment, digital goods, or physical merchandise, product liability insurance protects you against claims of harm caused by these products. This coverage helps cover legal fees and damages if a product you sell causes injury or property damage.

Public Relations & Advertising Liability Insurance:
For businesses involved in public relations and advertising, this insurance covers claims of misrepresentation, slander, or false advertising. It also provides protection against lawsuits from clients or third parties who claim your advertisements or public relations campaigns caused harm or legal issues.

Media Property Damage Insurance:
Media property damage insurance provides coverage for damage to property that is part of your media operations, such as broadcast towers, satellite dishes, or editing studios. If these assets are damaged due to a fire, storm, or other covered events, this coverage helps with repair or replacement costs.

Loss of Income Insurance:
If your media or communications business experiences a loss of income due to an unexpected event, such as equipment failure or natural disaster, loss of income insurance compensates you for the revenue lost during the downtime. This helps your business maintain financial stability while recovering from a setback.

Customizable Coverage Options:
We understand that every media business has unique risks and needs. That's why we offer customizable coverage options, allowing you to tailor your policy to your specific requirements. Whether you're a content creator, broadcaster, or media agency, we work with you to create a comprehensive policy that fits your business and industry needs.

Competitive Rates:
At 705 Insurance, we work with a variety of insurers to ensure you get the best rates for your media and communications insurance. We’re dedicated to offering optimal coverage for your business, without compromising your budget. Our goal is to provide you with peace of mind at a cost-effective price.

Get a Quote Today

Protect your media and communications business with the right insurance coverage. Contact 705 Insurance today for a personalized quote and safeguard your operations, content, and assets from potential risks. Our experienced brokers will ensure you have the best coverage for your needs.

Protect Your Media & Communications Business with 705 Insurance
705 Insurance is committed to providing media and communications businesses with the comprehensive coverage they need to succeed. From liability and content protection to equipment insurance and business interruption coverage, we offer tailored solutions that protect your creative work and operations. Get in touch with us today to ensure your business is properly protected.