Insurance
For The North

Specialized Real Estate Insurance Expertise:
At 705 Insurance, we understand the specific risks that real estate professionals face, from tenant disputes to property damage. Our experienced brokers, led by Tom Putman, specialize in real estate insurance and will work closely with you to assess your business’s needs. We offer expert guidance to ensure that you have the right coverage in place for your real estate investments, whether residential, commercial, or mixed-use.

Comprehensive Coverage Options:
We provide a wide range of insurance solutions designed specifically for real estate businesses. Our coverage options protect you from property damage, liability risks, legal disputes, and more. Whether you're a property owner, developer, or agent, we tailor our policies to meet your specific needs, offering peace of mind and financial security for your real estate operations.

Property Insurance:
Property insurance covers damage to buildings and structures caused by perils like fire, storm damage, vandalism, or theft. For property owners and developers, this is essential to ensure your physical assets are protected against unexpected events that could result in costly repairs or replacements.

Liability Insurance:
Liability insurance is crucial for protecting your business from claims of injury or property damage caused by your actions or the conditions of your properties. If a tenant or visitor is injured on your property, liability insurance helps cover legal costs and settlement fees, safeguarding your reputation and financial stability.

Rent Loss Insurance:
If a property becomes uninhabitable due to covered events like fire or flood, rent loss insurance provides financial support by covering the loss of rental income during the repair period. This ensures that property owners are not financially burdened during times of unexpected property damage.

Tenant Dispute Coverage:
Tenant disputes can arise for various reasons, including late payments, property damage, or lease violations. Tenant dispute coverage helps cover the costs of resolving such issues, including legal fees, mediation costs, and damage repairs, allowing property managers and landlords to resolve conflicts quickly and fairly.

Umbrella Insurance:
Umbrella insurance provides additional liability coverage beyond the limits of your standard real estate insurance policy. This is particularly useful for real estate professionals who manage multiple properties or face higher exposure to claims. It ensures you have extra protection in the event of a serious liability claim that exceeds your primary policy limits.

Environmental Insurance:
Environmental risks, such as pollution or contamination, can pose significant risks to real estate businesses, particularly in commercial properties or redevelopment projects. Environmental insurance covers the costs of cleanup, remediation, and legal liabilities associated with environmental damage, helping you avoid the financial burden of compliance or remediation issues.

Flood Insurance:
Flood damage is not typically covered by standard property insurance policies. For real estate businesses in flood-prone areas, flood insurance is essential to protect your properties from water damage caused by storms, rising water, or heavy rainfall. This coverage ensures that your real estate investments are safeguarded against one of the most common and damaging natural disasters.

Business Interruption Insurance:
In the event that your real estate business experiences an unexpected disruption, such as a property fire or major repair, business interruption insurance helps cover lost income. This is essential for property management companies and real estate developers who rely on continuous revenue from tenants and customers.

Real Estate Errors & Omissions Insurance:
For real estate agents and brokers, errors & omissions (E&O) insurance is essential to protect against legal claims arising from mistakes, negligence, or missed deadlines. If a client alleges that you made an error in a transaction or failed to disclose important information, E&O insurance helps cover legal fees and settlements.

Customizable Coverage Options:
We understand that each real estate business has unique needs. That's why 705 Insurance offers customizable coverage options to ensure you get the protection that fits your specific situation. Whether you need higher limits for commercial properties, additional liability coverage, or specialized protection for your development projects, we will work with you to create the right insurance policy.

Competitive Rates:
At 705 Insurance, we strive to offer the best value for your real estate insurance needs. By working with multiple trusted insurers, we ensure you get competitive rates for your coverage without sacrificing the quality of protection. We work hard to secure the best possible rates to meet your budget while providing the comprehensive coverage you need.

Get a Quote Today

Protect your real estate investments with tailored insurance solutions from 705 Insurance. Whether you’re a property owner, real estate agent, or developer, we offer personalized coverage to safeguard your business against risks like property damage, liability, and tenant disputes. Contact Tom Putman today to get a customized quote and secure your real estate business’s future.

Protect Your Real Estate Business with 705 Insurance
705 Insurance is dedicated to providing real estate businesses in Ontario with the right insurance solutions to safeguard their properties, investments, and operations. With our range of coverage options, including property, liability, and tenant dispute insurance, we ensure that you’re fully protected against the risks you face in the real estate industry. Get in touch with us today to learn more and receive a personalized quote that suits your needs. Let us help you protect your business and focus on growth with confidence.