Insurance
For The North

Specialized Personal Care & Wellness Insurance Expertise:
At 705 Insurance, we specialize in offering insurance solutions tailored to businesses in the personal care and wellness industries. Our experienced brokers understand the unique risks that these businesses face and can guide you through the complexities of insurance coverage. Whether you're running a fitness studio or a wellness retreat, we ensure that your insurance policy is customized to meet your specific needs.

Comprehensive Coverage Options:
705 Insurance offers a wide range of coverage options designed to protect businesses in the personal care and wellness sectors. We ensure that you have the right protection in place for everything from liability to equipment damage. Our goal is to help you safeguard your business, so you can focus on delivering exceptional services to your clients.

General Liability Insurance:
General liability insurance is a must-have for businesses in the personal care and wellness industry. It protects you against third-party claims of bodily injury or property damage. If a client is injured while participating in a fitness class or therapy session, general liability coverage helps cover the costs of medical bills, legal fees, and potential settlements.

Professional Liability Insurance:
Professional liability insurance, also known as errors and omissions (E&O) insurance, is essential for businesses that provide professional services, such as massage therapists, nutritionists, or personal trainers. This coverage protects against claims of negligence, mistakes, or failures in the professional services you provide, ensuring you’re covered for legal fees and settlements.

Property Insurance:
Personal care and wellness businesses often rely on physical spaces, equipment, and supplies. Property insurance protects your business property—whether it's your building, studio, or the equipment you use for services. This coverage ensures you're protected against fire, theft, vandalism, or damage caused by natural disasters.

Equipment Insurance:
If your business relies on specialized equipment such as gym machines, massage tables, or other wellness tools, equipment insurance is vital. This coverage protects against the cost of repairing or replacing your equipment in case of damage, loss, or theft, ensuring you can continue to serve your clients without interruption.

Business Interruption Insurance:
Business interruption insurance helps you stay financially stable in case your operations are disrupted due to unforeseen events like a fire or natural disaster. This coverage compensates for lost revenue and helps with the ongoing expenses of running your business during the recovery period, keeping your business afloat during tough times.

Cyber Liability Insurance:
With the growing use of digital tools for scheduling, client records, and payment systems, cyber liability insurance is crucial. It protects your business against cyberattacks, data breaches, or hacking incidents that could expose sensitive client information. This coverage includes costs for legal fees, notification expenses, and identity protection for affected clients.

Product Liability Insurance:
If your business sells products such as supplements, skincare items, or fitness equipment, product liability insurance is essential. This coverage protects your business if a client claims they were harmed by a product you sold, covering legal fees and any potential settlements or damages.

Personal Injury Insurance:
Personal injury coverage protects against claims of slander, defamation, or false advertising. This is particularly important for businesses involved in health and wellness promotion, where your reputation is critical. This coverage ensures that any legal claims for personal injury due to your business’s activities are handled properly.

Accident & Injury Coverage:
In a wellness or fitness setting, accidents and injuries are a potential risk. Accident and injury coverage helps with the medical costs and potential legal claims if a client is injured during a class, therapy session, or fitness consultation. This coverage can help cover medical expenses and legal fees, providing peace of mind for your business.

Event Liability Insurance:
For businesses that host workshops, classes, or special events, event liability insurance provides coverage for incidents that occur during these gatherings. If someone is injured or if property is damaged during an event, this coverage will help manage the legal and financial consequences.

Health & Safety Insurance:
Health & safety insurance covers your business for the cost of implementing safety measures and responding to potential risks, such as maintaining hygiene and preventing accidents. This is especially important in wellness businesses that deal with clients in close proximity or require specialized health protocols.

Commercial Auto Insurance:
For businesses that use vehicles to transport equipment, clients, or staff, commercial auto insurance protects against accidents, damage, or theft while on the road. This coverage is essential for wellness businesses that provide mobile services, such as personal training or massage therapy.

Customizable Coverage Options:
We understand that every personal care and wellness business has its own set of needs. That’s why 705 Insurance offers flexible and customizable coverage options that allow you to tailor your policy to suit your specific business operations and risk factors.

Competitive Rates:
At 705 Insurance, we work with multiple insurers to provide competitive rates that offer the best value for your business’s insurance needs. Our goal is to ensure that you have optimal coverage at a price that fits within your budget, so you can focus on growing your business without worrying about unexpected financial setbacks.

Get a Quote Today

Protect your personal care and wellness business with the right insurance coverage. Contact 705 Insurance today for a personalized quote and ensure that your business is fully protected against the risks and liabilities in this dynamic industry.

Protect Your Personal Care & Wellness Business with 705 Insurance
705 Insurance is committed to helping personal care and wellness businesses get the right insurance coverage to safeguard their operations, clients, and assets. From liability protection to specialized equipment insurance, we offer comprehensive solutions tailored to your needs. Contact us today for a customized quote and keep your business secure.