Choosing the right auto insurance is critical for protecting your vehicle and financial security. At 705 Insurance, we specialize in providing Standalone Auto Insurance policies that cater to your unique needs. With access to most major carriers in Canada, we ensure you receive competitive rates and the best possible coverage for your vehicle.

What is Standalone Auto Insurance?

Standalone Auto Insurance refers to a single auto policy that covers one vehicle, providing essential protection for accidents, liability, and damage. Unlike bundled policies, which combine home and auto insurance, standalone policies are ideal for individuals seeking flexible and focused coverage for their car without the added complexity of combining other policies.

Benefits of Standalone Auto Insurance with 705 Insurance

• Tailored Coverage: Get exactly the coverage you need for your vehicle without unnecessary add-ons.

• Competitive Rates: With access to Canada’s top carriers, we find the best prices for your situation.

• Comprehensive Protection: Ensure you’re covered for accidents, liability, theft, and more.

• Flexible Options: Choose from a variety of policy features to meet your driving habits and preferences.

• Expert Guidance: Our brokers simplify the process, helping you make informed decisions.

Common Questions About Standalone Auto Insurance

• How does it differ from bundled insurance? Standalone policies focus solely on your vehicle, providing flexibility and often better rates for those not needing bundled home and auto coverage.

• Can I customize my coverage? Yes, standalone policies are highly customizable, allowing you to select features like comprehensive, collision, and additional liability limits.

• Is it more expensive? Not necessarily. With our access to multiple carriers, we work to secure the most affordable rates for standalone policies.

• Who benefits from standalone insurance? Anyone with a single vehicle or specific coverage needs can benefit, including new drivers, seasoned motorists, and those with unique vehicle requirements.

Clearing Up Misconceptions

Some drivers believe standalone auto insurance is less comprehensive than bundled policies. In reality, standalone policies offer the same range of protections, often with more customization options. Another misconception is that standalone insurance is always more expensive. At 705 Insurance, we leverage our relationships with top carriers to secure competitive rates, ensuring you get great value.

Real-Life Examples

• For New Drivers: A young driver secures an affordable standalone policy tailored to their limited driving experience and budget.

• For Vehicle Owners: A family insures their second car with a standalone policy to avoid affecting bundled rates for their primary vehicle.

• For High-Value Cars: An owner of a luxury vehicle selects a standalone policy with comprehensive and collision coverage for maximum protection.

The 705 Insurance Difference

At 705 Insurance, we understand that every driver’s needs are unique. That’s why we offer personalized service to help you navigate the complexities of Standalone Auto Insurance. With access to most major carriers in Canada, we’re able to compare options and secure the best rates for you. Don’t settle for less—contact us today to get a quote and experience the 705 Insurance advantage!