Choosing the right home insurance is about more than just price; it’s about ensuring your property and belongings are adequately protected. At 705 Insurance, we specialize in offering Standalone House/Home Insurance policies tailored to meet the unique needs of homeowners across Canada. Our commitment to customer satisfaction and our access to most major insurance carriers make us the ideal choice for your insurance needs.

What is Standalone House/Home Insurance?

Standalone House/Home Insurance provides comprehensive coverage for homeowners who need a single property insured without bundling it with other policies. This type of insurance protects your home, personal belongings, and liability in case of accidents, natural disasters, or theft. It’s perfect for those who want flexibility and control over their insurance needs while benefiting from competitive rates.

Benefits of Standalone House/Home Insurance with 705 Insurance

• Comprehensive Coverage: Protect your home, personal belongings, and liability with a policy designed just for you.

• Affordable Rates: Leverage our access to Canada’s top insurance carriers to find the best prices.

• Customizable Options: Tailor your policy to include additional protections, such as coverage for high-value items or rental properties.

• Expert Advice: Our brokers guide you through the process, ensuring you understand your options and make informed decisions.

• Quick and Easy Quotes: Enjoy a streamlined process to get the coverage you need without hassle.

Common Questions About Standalone House/Home Insurance

• What does Standalone House/Home Insurance cover? Coverage typically includes protection for the structure of your home, personal belongings, liability, and additional living expenses if you’re temporarily displaced due to a covered event.

• How is it different from bundled insurance? Standalone insurance focuses solely on your home, providing flexibility and customization without bundling with auto or other policies.

• Can I insure a rental or seasonal home? Absolutely. We offer coverage for a variety of property types, including rental homes, cottages, and seasonal residences.

• Is it expensive? Not with 705 Insurance. Our access to multiple carriers ensures we find the most competitive rates for your coverage.

Clearing Up Misconceptions

Many homeowners think standalone policies are less comprehensive than bundled options, but they provide the same level of protection with added flexibility. Another misconception is that standalone policies are more expensive. By working with 705 Insurance, you benefit from our ability to compare rates across top carriers, ensuring you get the best deal.

Real-Life Examples

• For Single-Family Homes: A homeowner secures a standalone policy to protect their property and belongings without bundling with auto insurance.

• For Rental Properties: A landlord insures a rental home, ensuring liability coverage and protection against tenant-caused damages.

• For Seasonal Cottages: A family insures their cottage with a standalone policy that covers fire, theft, and liability during seasonal use.

The 705 Insurance Difference

At 705 Insurance, we understand the importance of protecting your home and ensuring your peace of mind. Our brokers work tirelessly to provide tailored solutions that meet your needs while keeping costs low. With access to most major carriers in Canada, we’re confident we can find the perfect policy for your home. Contact us today to get a personalized quote and experience the 705 Insurance advantage!