A Personal Articles floater (PAF) is used to insure your valuable property that often requires more coverage than what is provided by your homeowner policy, due to various exclusions and limitations on homeowner coverage.
Jewelry : Most personal jewelry can be included on a floater, however, jewelry is given more consideration than other personal items. Generally, any item over $1,000 in value would require an appraisal.
How Much Coverage Do you Need?
Most Homeowner policies in Ontario Cover less then $5000 in in stamp collection. If you feel you may be under-covered, Contact your broker today to talk about your coverage.
Need a Broker you can Trust? Call:
Tom Putman
705-618-1967
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